That Marketing Buddy

Substack vs Kit: free forever or a lower platform fee on subscriptions?

Newsletter and publishing platforms · Verified · By Joonas Rotko

Substack logo

Substack

Desk research
Kit logo

Kit

Desk research

From Creator, billed annually

$33/mo

$39/mo billed monthly

Quick answer

Both platforms are free to start, but the free tier shape is different. Substack is one plan, free forever, with no subscriber cap at all; Kit's free plan covers up to 10,000 subscribers, generous but still a ceiling. Once you monetize, Substack takes 10% of paid-subscription revenue, while Kit keeps 0.6% of each sale, inside an all-in transaction fee that already covers card processing. Kit also has automations built in from its Creator plan up, something Substack doesn't have at any price. Kit's paid plans are priced by subscriber count, with a published price at each list size up to 400,000 subscribers. Prices verified 30 Sep 2026.

Across the three setups below: Substack in 2 of 3 scenarios.

Which one fits you?

  1. Solo creator starting a newsletter, free so far

    Substack logo

    Substack

    My pick

    $0/mo billed annually

    Substack has no subscriber cap at all, ever, on its one plan. Kit's free plan is generous at 10,000 subscribers, but it's still a ceiling, and Kit's free tier includes just 1 team seat against Substack's unlimited contributors.

    Why this pick, and when to skip it

    Skip it if you want automations or a real email-marketing toolkit from day one; those sit on Kit's paid Creator plan, not its free tier, and Substack doesn't have them at any price either.

  2. Creator or small business charging readers, list past the free tier

    Substack logo

    Substack

    My pick

    $0/mo billed annually

    Substack's cost is fully known at any list size: free, plus its percentage-based fee once you turn on paid subscriptions. Kit's Creator and Pro prices rise in steps with list size, so what you would pay depends on your subscriber count.

    Why this pick, and when to skip it

    Skip it if you want Kit's much smaller platform cut on paid subscriptions instead of Substack's; Kit keeps 0.6% of each sale, inside an all-in transaction fee that already covers card processing. Check Kit's pricing calculator for your exact list size before deciding.

  3. Agency running several client newsletters

    Kit logo

    Kit

    My pick

    Neither platform bundles several client newsletters under one account, so this comes down to which one handles a 3-person team better inside that limit. Kit's Pro plan includes unlimited team seats plus automations to manage client sequences; Substack has unlimited contributors too, but no automations at any price.

    Why this pick, and when to skip it

    This is a close call: neither tool actually supports multiple publications under one account, so it's picked on team and automation fit within that constraint, not on the scenario's real ask. If bundling several client newsletters under one login and one bill matters, Ghost's Business plan is the better answer for either.

    Skip it if running each client's newsletter as a fully separate account, on either platform, works for your workflow. Nothing stops you doing that on Substack or Kit, it's just more logins to manage, not one bundled bill.

Neither fits? See the alternatives, or take the 2-minute recommendation.

How are Substack and Kit really different?

  • Free-tier subscriber ceiling

    Substack
    None, ever, on the one plan there is
    Kit
    10,000, after which you need a paid plan

    Kit forces an upgrade decision once your list passes its free ceiling; Substack never does, at any size.

  • How you're charged once monetizing

    Substack
    10% of paid-subscription revenue plus payment processing
    Kit
    0.6% of each sale, inside an all-in transaction fee that already covers card processing

    Kit's own cut is a flat sliver of each sale on every plan; Substack's is a much larger share that grows with how much you earn.

  • Automations

    Substack
    None at any price
    Kit
    None on Free; unlimited visual automations and email sequences from Creator up

    If you want automated sequences, Kit is the only one of the two that has them, but only once you're paying.

  • Pricing past the entry band

    Substack
    Not applicable; one plan, always free
    Kit
    Creator and Pro are priced by subscriber count, with a published price at each list size up to 400,000 subscribers

    Kit's cost for a growing list depends on your subscriber count, so check its calculator for your exact list size.

  • Free trial on paid plans

    Substack
    Not applicable; free forever, nothing to trial
    Kit
    14 days, no card required

    Kit lets you test Creator or Pro features before paying; Substack has no paid tier to trial in the first place.

What will Substack or Kit cost for your setup?

The cheapest plan that covers each setup, add-ons included. Prices exclude VAT.

Solo creator starting a newsletter, free so far

1,000 subscribers · 1 user

ToolMonthlyYearly, per month

Substack

My pick
$0
$0

Free

Kit

$0
$0

Free

Above 10,000 subscribers: Creator (+$141/mo, billed annually).

See Substack plans
Usage, limits and billing

Substack

  • Uses 1,000 of unlimited subscribers.
  • On monthly billing: $0 a year.
  • On annual billing: $0 a year.

Kit

  • Uses 1,000 of 10,000 subscribers.
  • On monthly billing: $0 a year.
  • On annual billing: $0 a year.

Creator or small business charging readers, list past the free tier

5,000 subscribers · paid subscriptions · custom domain · 1 user

ToolMonthlyYearly, per month

Substack

My pick
$0
$0

Free

Kit

$89
$75

Creator

Above 400,000 subscribers: nothing published fits.

See Substack plans
Usage, limits and billing

Substack

  • Uses 5,000 of unlimited subscribers.
  • On monthly billing: $0 a year.
  • On annual billing: $0 a year.

Kit

  • Uses 5,000 of 400,000 subscribers.
  • On monthly billing: $1,068 a year.
  • On annual billing: $900 a year.

Agency running several client newsletters

10,000 subscribers · 5 publications · paid subscriptions · custom domain · 3 users

ToolMonthlyYearly, per month

Substack

Fit unconfirmed
Fit unconfirmed

Free is priced, but publications limit isn't published

Kit

My pick
Fit unconfirmed
Fit unconfirmed

Pro is priced, but publications limit isn't published

See Kit plans
Usage, limits and billing

Substack

The plan's price is published, but a limit this setup needs isn't, so the fit can't be confirmed.

Kit

The plan's price is published, but a limit this setup needs isn't, so the fit can't be confirmed.

How I calculated this

For each tool I price every current plan plus the add-ons a setup needs, from the vendor's published prices only, and take the cheapest. Monthly and annual billing are priced separately. When a limit or price isn't published, the tool shows as not fitting instead of a guess.

  • Solo creator starting a newsletter, free so far: One writer, list still under 1,000, not charging readers yet. Sized to land inside every tool's free or entry tier so the comparison stays inside verified pricing.
  • Creator or small business charging readers, list past the free tier: A list past most free ceilings (beehiiv's Launch caps at 2,500), monetizing with paid subscriptions on its own domain.
  • Agency running several client newsletters: Five client publications under one account, each monetized on its own domain, three people with access.Substack, monthly billing: Free is priced, but publications limit isn't published. Publications limit isn't published.Substack, annual billing: Free is priced, but publications limit isn't published. Publications limit isn't published.Kit, monthly billing: Pro is priced, but publications limit isn't published. Publications limit isn't published.Kit, annual billing: Pro is priced, but publications limit isn't published. Publications limit isn't published.

Substack vs Kit side by side

I compare newsletter platforms on: Real cost per list size, both billing bases; Free-tier subscriber ceiling before you must pay anything; Platform fee on paid subscriptions, on top of any monthly price; Number of separate publications/newsletters allowed per account; Team seats included; Custom domain: included or an extra one-time/recurring fee; Automations and growth tools (referrals, ad network, A/B testing).

Substack and Kit compared on the main buying criteria
Real cost per list size, both billing basesFree at every sizeFree up to 10,000 subscribers; Creator from $39/month billed monthly at 1,000 subscribers, rising with list size
Free-tier subscriber ceiling before you must pay anythingNone: unlimited, always free10,000 subscribers on the Free plan
Platform fee on paid subscriptions10% of subscription revenue, plus payment processing0.6% of each sale, inside an all-in fee that already covers card processing
Team seats includedunlimited contributors, no seat pricing1 on Free, 2 on Creator, unlimited on Pro
Automations and growth toolsNone built inNone on Free; unlimited automations and email sequences from Creator up
All details, including automation and AI workflows
All compared details for Substack and Kit
Free trial for paid plansNot applicable, the platform is free forever14 days, no card required
Publications per account11
Real cost per list size, both billing bases (full detail)Free at any size, forever.Free: $0/month billed monthly, up to 10,000 subscribers. Creator: $39/month billed monthly, or $33/month billed annually, at 1,000 subscribers. Pro: $79/month billed monthly, or $66/month billed annually, at 1,000 subscribers. Both rise with list size.
Pricing verification noteN/AKit's Creator and Pro prices scale with subscriber count, with a published price at each list size from 1,000 up to 400,000 subscribers. Above that Kit asks you to request a custom plan.
Free tier / trialFree forever, no trial needed.Free plan is permanent, up to 10,000 subscribers. Creator and Pro add a 14-day trial, no card required, before you pay.
Team seatsunlimited1 (Free), 2 (Creator), unlimited (Pro)
Paid subscriptionsIncluded on the one plan there isIncluded from Creator up
Platform fee10%, plus payment processing. Stripe charges 2.9% + $0.30 per payment for US cards plus a 0.7% Stripe Billing fee on recurring payments, on top of Substack's 10%.0.6% of each sale, inside an all-in transaction fee that already covers card processing
AutomationsNone built in, at any priceNot confirmed on Free; unlimited visual automations and email sequences included from Creator up, with advanced automation features on Pro

Who should pick Substack, and who should pick Kit?

Substack logo

Substack

Desk research
  • Best for solo creators just starting out
  • Best for creators and small businesses monetizing a list

Substack has no plans to compare: it's free forever to publish, and the only cost is a 10% cut of paid-subscription revenue on top of payment processing. That makes it the cheapest way to start a paid newsletter, but the tradeoff is a flat platform with no automations and a real revenue share once you're earning.

Best for: Writers who want to start free today and only pay once readers do.

Strengths

  • Free forever to publish, with unlimited subscribers and no send limits.
  • No monthly fee ever: the 10% fee only applies once you charge for subscriptions.
  • Unlimited contributors on every publication, no seat pricing.

Limits

  • No email automation or drip sequences.
  • A custom domain costs $50 one-time, one time.
  • A 10% platform cut plus payment processing adds up fast once subscription revenue is real money.

Skip it if you're already earning enough that a flat monthly fee beats a percentage cut, or you need email automations.

Substack reviewSubstack pricingSubstack alternatives

Kit logo

Kit

Desk research
  • Best for agencies managing multiple client newsletters

Kit is a creator-first email platform with a free tier up to 10,000 subscribers and automations on the paid plans. The paid tiers add advanced automation, engagement analytics and unlimited team members, and the bundle is the strength: email, digital product sales and paid subscriptions all come standard, not as add-ons, with Kit keeping 0.6% of each sale. It suits creators who want a complete toolkit in one place.

Best for: Email creators and small publishers who need email and product sales in one place, and are fine with a small platform fee on subscriber revenue.

Strengths

  • A real free plan up to 10,000 subscribers, with 1 team member and no trial required.
  • Kit keeps only 0.6% of each digital product or subscription sale, inside an all-in transaction fee that already covers card processing.
  • Unlimited visual automations and paid subscriptions from the Creator plan ($39/month billed monthly at the entry list size).

Limits

  • The free tier goes up to 10,000 subscribers, so paying only makes sense once you need automation, paid subscriptions or more seats rather than more room.
  • Creator includes 2 team seats; unlimited seats only arrive at the Pro plan ($79/month billed monthly at the entry list size).
  • Published prices run up to 400,000 subscribers; above that Kit asks you to request a custom plan.

Skip it if you need more than 1 team seat on Free.

Kit reviewKit pricingKit alternatives

My pick: Substack in 2 of 3 scenarios.

See Substack plansSee Kit plans

Neither Substack nor Kit? Try these

  • beehiiv logo

    beehiiv

    From $49/mo billed annually

    Pick it if you want built-in growth tools (referrals, an ad network, A/B testing) that neither Substack nor Kit offers.

    beehiiv reviewbeehiiv alternatives

  • Ghost logo

    Ghost

    From $15/mo billed annually

    Pick it if you want full ownership of a self-branded, ad-free site, or need to bundle several publications under one account, which neither Substack nor Kit supports.

    Ghost reviewGhost alternatives

  • Mailchimp logo

    Mailchimp

    From $13/mo billed monthly

    Pick it if you want a general email-marketing/CRM platform instead of a publishing-first tool. It's the category default people know, but cheaper, more newsletter-focused alternatives exist if that's your only use case.

    Outside this category: General email-marketing/CRM tool, not a publishing platform: no native site, no paid-subscription-first monetization model.

    Mailchimp reviewMailchimp alternatives

Switching between Substack and Kit

Neither platform offers a one-click import from the other. Substack lets you export subscriber emails and post content at any time. Kit's own help center doesn't document a Substack-specific import flow, so treat any claim about one as unconfirmed; check Kit's own help center directly before switching.

What would change my pick?

  • Kit publishing a price for lists above 400,000 subscribers, which it now sends to a custom-plan demo, would let this page state its cost for a very large list.
  • Substack adding automations or cutting its percentage fee would remove the biggest reasons to pick Kit once you're building sequences or earning well.
  • Kit raising its free-tier subscriber cap further would narrow Substack's main advantage for someone not yet paying.

Substack vs Kit: questions people ask

Is Kit free?

Yes, up to 10,000 subscribers on the Free plan. Past that, you need Creator or Pro, which also unlock paid subscriptions and automations the Free plan doesn't have.

Is Substack free?

Yes, always, with no subscriber cap. The only cost is 10% of paid-subscription revenue, plus payment processing, and only once you turn on paid subscriptions yourself.

Which is cheaper, Substack or Kit?

Substack's cost is fully known at any size: free, plus its percentage-based fee once you monetize. Kit keeps only 0.6% of each sale, inside an all-in fee that already covers card processing, which is cheaper for a monetizing list in principle, but Kit's price rises with list size, so check its calculator for your exact list.

Does Kit have automations?

Not on Free. Creator and Pro both include unlimited visual automations and email sequences, with more advanced automation features on Pro. Substack has none of this at any price.

Can I run multiple newsletters on either platform?

Not really on either. Substack ties one publication to one account, and Kit's published pricing doesn't describe a separate-newsletter feature either, it's one audience per account. For that, look at Ghost's Business plan instead.

Does Kit take a cut of my paid subscriptions?

Yes, a small one: Kit keeps 0.6% of each sale, inside an all-in transaction fee that already covers card processing. Substack, by contrast, takes 10% of paid-subscription revenue.

How I verified this

Every price and limit here comes from the vendors' own pages, last checked . Substack: desk research. Kit: desk research.

Sources and changelog

27 facts from 8 source pages, oldest checked 30 Sep 2026.

  • : Kit keeps a small percentage of each paid-subscription sale rather than nothing, and its custom domain is included on every plan. The picks stay the same.
  • : New page, built for the newsletter-platforms category rollout. Kit's Creator and Pro prices are published at each list size up to its subscriber ceiling.
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